Debt Consolidation Loans

We work with independent consolidation loan brokers who search the market for deals offered by leading UK finance specialists who are owned by banks such as The Royal Bank of Scotland, HSBC and Lloyds TSB.

Transfer your credit card debt and any other loans to Northern Rock and you can roll them up into one affordable payment with an unsecured debt consolidation loan.

A Debt Consolidation loan is a personal loan that allows you to consolidate many other debts into one. For example, if you have three credit cards, you may be able to eliminate your credit card debt (see details below) by getting a Debt Consolidation loan to pay off the credit cards, so that you only have one payment each month instead of three.

Consolidation loans allow you to combine different types of federal student loans to simplify repayment.

A debt consolidation home equity loan is a secured loan where your property will be security against the loan. The lender will have a lien on your house until you pay off the home equity loan in full. While you'll continue to own your home as loan collateral, the debt consolidation loan will keep the creditors away and keep you out of bankruptcy. You'll be able to save a little, because the single monthly payment will be considerably less than the sum of the ones you had before.

Homeowner loans come in so many shapes and sizes - variable, fixed, with fees, without fees... it can all seem very confusing!

Sallie Mae student loan consolidation makes it easier to manage your finances. It gives you the flexibility to choose your repayment plan, reduce the amount you have to pay each month, and make one monthly student loan payment.

Consolidation Loans combine several student or parent loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans. It is very similar to refinancing a mortgage. Consolidation loans are available for most federal loans, including FFELP (Stafford, PLUS and SLS), FISL, Perkins, Health Professional Student Loans, NSL, HEAL, Guaranteed Student Loans and Direct loans. Some lenders offer private consolidation loans for private education loans as well.

Viale's statistics underscore a major problem with debt consolidation: It feeds upon the tendencies that got you in trouble in the first place. By taking on yet another creditor, you're adding the proverbial fuel to the fire. In this case, it's your money that's burning.